Todd, Say a friend goes with ya and for whatever reason he gets hurt pretty bad and can't work for a few months. He goes to the hospital and since it happened in your vehicle, the hospital or his insurance company will come after you.
Say you run into someone and kill them or they can no longer work for the rest of their life. You will be the one they sue, and they could take everything you own, your business, etc. Thats why insurance is so important
Cheaper to kill as long as ya don't get caught... Don't think I'd be able to do the time if I did
